Decoder with Nilay Patel

Decoder is a show from The Verge about big ideas — and other problems. Verge editor-in-chief Nilay Patel talks to a diverse cast of innovators and policymakers at the frontiers of business and technology to reveal how they’re navigating an ever-changing landscape, what keeps them up at night, and what it all means for our shared future.

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episode 370: Recode Decode: Ripple CEO Brad Garlinghouse


Ripple CEO Brad Garlinghouse talks with Recode's Kara Swisher about bringing legitimate financial institutions into the formerly-sketchy world of blockchain and cryptocurrencies.

In this episode: Garlinghouse's background at Excite@Home, Dialpad, and Yahoo; the "peanut butter manifesto" memo he wrote at Yahoo; moving on to Silver Lake Partners, AOL, and then becoming CEO of Hightail; being recruited to Ripple; the appeal of blockchain and cryptocurrency; working with the banks, not against them; the coming revolution in cross-border transactions; why bitcoin speculators were actually "forward progress"; will there be one cryptocurrency to rule them all?; the "unbanked" people of the world; potential problems facing cryptocurrency; convincing regulators and established banks; why should a big bank like Citi work with Ripple?; who will disrupt the incumbents?; the actual uses of crypto for consumers; and Facebook and tech's responsibility.

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 May 20, 2019  1h0m