Chairman of Raiz Invest Australia, Tony Fay, has worked in financial markets since the 80’s, where he held senior positions for several leading investment banks and stock broking firms. Through having his own kids, he saw first-hand how difficult it was for them to save and invest, so Tony jumped at the opportunity to make a difference by starting a business that provides the millennial customer a platform to invest and save, with very small amounts of money – we’re talking as little as $5. Raiz can round up transactions from your bank account and invest the 'spare change' for you; so if you buy a coffee for $3.50, Raiz can round up the transaction to $4 and put the extra 50 cents straight into your Raiz investment account, so that even those on modest incomes can start investing. When the business launched in 2016, they had 3-million dollars of funds under management – now that’s grown to 480-million dollars. I ask Tony how watching his own kids struggle to save and invest their own money drove him to launch the business, why creating their easy to use app has changed the game for young investors and how he’s trying to level the playing field with the big banks.