By a mysterious contrivance, penniless and parentless Polly Earle has become an heiress with $20,000. (A respectable little fortune in 1895, when DOCTOR IZARD was published). Raised by kind neighbors in a village in Massachusetts, Polly is now eighteen and a beauty.
Her happiness seems assured. But there are ominous questions in the background. What made her father disappear so abruptly when Polly was four years old? Is there a mystery about her mother's death as well? Why does Polly's friend Doctor Izard avoid village society? And who is that sinister old tramp hanging around town, saying nothing and observing everything?