You Need A Budget (YNAB)

A weekly dose of just the right medicine to help you get out of debt, save more money, and beat the paycheck to paycheck cycle.

http://www.youneedabudget.com

Eine durchschnittliche Folge dieses Podcasts dauert 5m. Bisher sind 449 Folge(n) erschienen. Jede Woche gibt es eine neue Folge dieses Podcasts
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episode 422: The Commander's Intent


At YNAB there is a document called the Vision Doc, which spells out the “commander’s intent” for the company, how to behave and act on the company’s behalf. Employees must make many decisions on a day to day basis, but with a clear...


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   4m
 
 

episode 421: Don't Be Average... You Can't Be Anyway


Todd Rose. In the late 1940's the Air Force had a dangerous problem on its hands -- aircraft of all kinds were malfunctioning and crashing at alarming rates. The Air Force brought in scientist  Lt Gilbert S Daniels to diagnose the problem.


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   10m
 
 

episode 420: Budget. No, Budget!


We often talk about the budget as if it’s a noun. Is it “in the budget”? Did you check the budget? When you treat the budget as a noun it takes on a rigid, inflexible quality, like the budget is set on stone tablets.   But what if we...


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   3m
 
 

episode 419: Wait!


Money is made to spend. We all want something, and that something usually costs money. Some of the “wants” are fleeting desires, spurred by mood or peer pressure or perhaps just a whim. Other “wants” are genuine desires and items or...


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   5m
 
 

episode 418: Doing Nothing Is Something


There's a cliche in TV and film whenever something bad happens in a crowd of people, inevitably someone in the crowd shouts "why doesn't someone do something!" This is usually the cue for the superhero to enter stage right. We hear this sentiment all...


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   3m
 
 

episode 417: Budgeting for Lady Luck


They are prepared for emergencies, for setbacks, for unexpected life changes. In fact emergencies don’t seem to happen as often to them. YNAB’ers are a lucky set, it seems, but maybe there’s more to the truth than a roll of the dice.


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 2020-02-24  4m
 
 

episode 416: Opting Out of Credit Cards (A Bit)


In episode 411, Jesse decried the ubiquity of credit cards and the fact that they enjoy a number of benefits that plain old debit cards do not... at the risk of getting yourself in debt. Since then, he's learned of a few strategies for managing fraud...


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 2020-02-17  5m
 
 

episode 415: Scratching the Gambling... Er, "Investing" Itch


Jesse admits he's got an itch to scratch. He likes to invest gamble in the stock market from time to time, using an app that allows him to trade at the swipe of a finger.   At least he's honest -- it's gambling with fun money, not investing. And...


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 2020-02-10  5m
 
 

episode 414: Optionality and Managing Your Fixed (or Growing) Expenses


Wealth is not a dirty word. After all, wealth can allow us to do many interesting and fulfilling things with our lives. At the very least, it provides options, opening up the range of possibilities before us. Simply put, wealth can allow us to live...


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 2020-02-03  6m
 
 

episode 413: Optionality & Why You Should Follow Rule Two Instead of Paying Down Debt


Save money for known future expenses, or pay down debt? It's a challenge many people face while trying to eliminate their debt. It's a conundrum too -- you could take your savings and pay down debt now, or hold onto to those savings for the new tires...


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 2020-01-27  4m