You Need A Budget (YNAB)

A weekly dose of just the right medicine to help you get out of debt, save more money, and beat the paycheck to paycheck cycle.

http://www.youneedabudget.com

Eine durchschnittliche Folge dieses Podcasts dauert 5m. Bisher sind 466 Folge(n) erschienen. Dies ist ein wöchentlich erscheinender Podcast
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episode 419: Wait!


Money is made to spend. We all want something, and that something usually costs money. Some of the “wants” are fleeting desires, spurred by mood or peer pressure or perhaps just a whim. Other “wants” are genuine desires and items or...


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 2020-03-09  5m
 
 

episode 418: Doing Nothing Is Something


There's a cliche in TV and film whenever something bad happens in a crowd of people, inevitably someone in the crowd shouts "why doesn't someone do something!" This is usually the cue for the superhero to enter stage right. We hear this sentiment all...


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 2020-03-02  3m
 
 

episode 417: Budgeting for Lady Luck


They are prepared for emergencies, for setbacks, for unexpected life changes. In fact emergencies don’t seem to happen as often to them. YNAB’ers are a lucky set, it seems, but maybe there’s more to the truth than a roll of the dice.


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 2020-02-24  4m
 
 

episode 416: Opting Out of Credit Cards (A Bit)


In episode 411, Jesse decried the ubiquity of credit cards and the fact that they enjoy a number of benefits that plain old debit cards do not... at the risk of getting yourself in debt. Since then, he's learned of a few strategies for managing fraud...


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 2020-02-17  5m
 
 

episode 415: Scratching the Gambling... Er, "Investing" Itch


Jesse admits he's got an itch to scratch. He likes to invest gamble in the stock market from time to time, using an app that allows him to trade at the swipe of a finger.   At least he's honest -- it's gambling with fun money, not investing. And...


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 2020-02-10  5m
 
 

episode 414: Optionality and Managing Your Fixed (or Growing) Expenses


Wealth is not a dirty word. After all, wealth can allow us to do many interesting and fulfilling things with our lives. At the very least, it provides options, opening up the range of possibilities before us. Simply put, wealth can allow us to live...


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 2020-02-03  6m
 
 

episode 413: Optionality & Why You Should Follow Rule Two Instead of Paying Down Debt


Save money for known future expenses, or pay down debt? It's a challenge many people face while trying to eliminate their debt. It's a conundrum too -- you could take your savings and pay down debt now, or hold onto to those savings for the new tires...


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 2020-01-27  4m
 
 

episode 412: Incentives and Your 401(k)


Jesse reflects on a Senate bill -- now signed into law as the Setting Every Community Up for Retirement Enhancement (SECURE) Act -- which will require a greater amount of employers to offer 401(k) plans to employees. The new law also makes it...


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 2020-01-20  7m
 
 

episode 411: Opting Out of the Credit Card Game


For better or worse (probably worse), credit cards are a major part of our financial world now. Cash is becoming less and less convenient to use every year, and debit cards continue to lack the same level of fraud protection that credit cards enjoy.


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 2020-01-13  11m
 
 

episode 410: January Burndown 2020


It's time to blow it all up! Every January, Jesse takes time with his family to "blow up" his budget and all the assumptions that drive it. He takes a fresh look at the dollars in the budget, and starts to question everything.


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 2020-01-06  6m