Speaker 1: Welcome to Money Making Conversations.
Speaker 2: It's the show that she is the secrets of success
Speaker 2: experience firsthand by marketing and Brandon expert Rashan McDonald. I
Speaker 2: will know he's giving me advice on many occasions. And
Speaker 2: in case you didn't notice, I'm not broke. You know
Speaker 2: he'll be interviewing celebrity CEOs, entrepreneurs and industry decision make
Speaker 2: because it's what he likes to do, it's what he
Speaker 2: likes to share. Now it's time to hear from my man,
Speaker 2: Rashan McDonald. Money Making Conversations.
Speaker 3: Here we go.
Speaker 1: Welcome to Money Making Conversation Masterclass. I'm your host, Rayshawn McDonald.
Speaker 1: Welcome to the show. Our thing today is there's no
Speaker 1: perfect time to start following your dreams. It's time to
Speaker 1: stop reading other people's success stories and start living your own.
Speaker 1: People always talk about their purpose or gift. If you
Speaker 1: have a gift, lead with your gift and don't let
Speaker 1: your friend's family or coworker stop you from planning or
Speaker 1: living your dreams. We were discussing all these things, like
Speaker 1: we do every week, how to overcome the odds to
Speaker 1: be successful. My guest is doctor Robert. He's the CEO
Speaker 1: of Conquer Worldwide. Conquer Worldwide is a consulting firm that
Speaker 1: offers business advisory services and financial consulting to individuals and corporations.
Speaker 1: Doctor Watkins has invested in over two hundred new business owners,
Speaker 1: assisted thousands of families to change the trajectory or their
Speaker 1: financial legacies, and has facilitated more than ten million in
Speaker 1: capital for startups. Please welcome the Money Making Conversations Masterclass,
Speaker 1: Doctor Robert Watkins. How are you doing, sir?
Speaker 3: I'm wonderful. Thank you so much for having me.
Speaker 1: Now where are you based at?
Speaker 3: I'm based in Orlando by way of Atlanta. Born in Detroit,
Speaker 3: but have an office in Atlanta, but I'm living and
Speaker 3: living my best life right now in Orlando, Florida.
Speaker 1: I'll tell you what. Thy very familiar with Orlando, Florid.
Speaker 1: I'd like to call that Mosquito Country, okay, because you
Speaker 1: go down there, you drive every home seems to have
Speaker 1: a screen on their back porch.
Speaker 3: Yeah, well we're no different there. So you know, Disney
Speaker 3: being down there, you know they've done a pretty good
Speaker 3: job controlling the critters down there. But yeah, we need
Speaker 3: those screens to stay away from them.
Speaker 1: Scheels absolutely. Let's talk about it. You say, send your
Speaker 1: intro has invested in it. Over two hundred new business
Speaker 1: owners assisted thousands of families to change the financial trajectory
Speaker 1: of their legacies. Talk about your background.
Speaker 3: Yeah, well, I used to teach business at EMA University
Speaker 3: actually here in Atlanta. And when people graduate from my
Speaker 3: MBA program in business that was out of business school,
Speaker 3: they were called back two years later and say, doctor,
Speaker 3: why because I need money? And then I would go
Speaker 3: in the churches and I would teach you on business
Speaker 3: and finance. And all the people in the church was like, doctor,
Speaker 3: why because I need money. And so we started a
Speaker 3: financial company to help students and to help people who
Speaker 3: have dreams and visions, because at the end of the day,
Speaker 3: a dream without resources is a nightmare. And when people
Speaker 3: don't have the capital, they live in what I call
Speaker 3: holy frustration. And so we started a financial company about
Speaker 3: seventeen years ago, and we do about sixteen seventeen million
Speaker 3: dollars a year in lines of credit term loans in
Speaker 3: lots of one hundred to three hundred thousand dollars. Most
Speaker 3: people don't need a million dollars, They just need maybe
Speaker 3: fifty or sixty seventy thousand dollars to get off the ground,
Speaker 3: and we have created probably many more than two hundred
Speaker 3: new real estate investors, probably somewhere around seven or eight
Speaker 3: hundred now of brand new real estate investors, and especially
Speaker 3: those that are in college. I say, you don't have
Speaker 3: to wait till you graduate to invest in property to
Speaker 3: start building wealth. The earlier you do it, the better.
Speaker 3: But the access to capital, which all these other banks
Speaker 3: that were controlled by non minorities typically say no, eighty
Speaker 3: percent of the time, we say yes. And we have
Speaker 3: taken the frustrated entrepreneur and created well for those people
Speaker 3: in the one hundreds. So we've been doing a really
Speaker 3: good job. I'm really proud of my team.
Speaker 1: Now, how does one get in touch with you? When
Speaker 1: you talk about these financial opportunities? There's always paperwork involved,
Speaker 1: and usually when from the minority perspective, that's when they stop.
Speaker 1: Nobody wants to do the paper, nobody wants to do
Speaker 1: the background check it. But everybody wants to, Hey, I
Speaker 1: need help give me some money. So there's steps to
Speaker 1: this whole program. There's steps to people really engaging themselves
Speaker 1: with their financial assistance.
Speaker 3: Talk about that, well, the difference between us that we
Speaker 3: have our own underwriters. Underwriting is really where the magic
Speaker 3: happens in terms of getting to a Yes, most of
Speaker 3: us know about underwriting when we're buying a home. We're
Speaker 3: about building our life right, our dreams. So I have
Speaker 3: two underwriters that work for me full time, and they
Speaker 3: understand the plight of guys like me. Are a black
Speaker 3: man who grew up in Detroit, who was supposed to
Speaker 3: die of a drug bust or some gang violence. But
Speaker 3: I'm certainly not supposed to be here talking to one
Speaker 3: of the most successful men in the world right now
Speaker 3: about business. But we have those two underwriters who understand
Speaker 3: the sensitivity of our backgrounds. Right. We may not have
Speaker 3: the best credit, we may not have the best experience
Speaker 3: when it comes to certain matters of going to the
Speaker 3: next step. So we take in all of those factors.
Speaker 3: When you control on the writing, you pretty much can
Speaker 3: control the Yess.
Speaker 1: Yeah, I'm talking to doctor Robert Watkins. He's the CEO
Speaker 1: and founder Conquer Worldwide. And it's important to talk about
Speaker 1: what we always talk about. Now. You hear about fintech,
Speaker 1: financial tech, we talk about greenwood, we talk about black banking,
Speaker 1: we talk about trying to create financial structures where we
Speaker 1: can walk in and see somebody like us who may
Speaker 1: be under more understanding and allows an opportunity to grow
Speaker 1: our dreams and grow our dreams always needs financial assistance. Now,
Speaker 1: when I talk about your background, you know I did
Speaker 1: my research military guide Al sir. How did that help
Speaker 1: you out as far as discipline? Did it provide discipline?
Speaker 1: That did you give your sense of direction?
Speaker 3: Absolutely? Before I went in the army, I was seventeen
Speaker 3: years old and I graduated. I ran track, so I
Speaker 3: was really good in track. And I remember coming home
Speaker 3: after graduating and my mom asked me, so, what are
Speaker 3: you going to do in life because I didn't want
Speaker 3: to go to school. And I said, well, I'm going
Speaker 3: to write around and get high. She said, oh okay. Really,
Speaker 3: she didn't get mad at me or anything. I stayed
Speaker 3: at the one o'clock in the morning. I came home.
Speaker 3: She was she just said, oh, you're okay. I said,
Speaker 3: I was okay, And I got up That next morning
Speaker 3: I was like, wow, I'm really grown now. And it
Speaker 3: was I got up and I heard a guy. I
Speaker 3: told her I just went around and get high. That
Speaker 3: was my That's all I want to do and get
Speaker 3: a double white trailer. That was my plan to success.
Speaker 1: That was it.
Speaker 3: And I got up that morning, sir, I.
Speaker 1: Just had to stop, you said, he was, so that
Speaker 1: was a that was a dream. My dream when I
Speaker 1: got out of high school was be a forklift drive.
Speaker 1: So I can't laugh too loud, okay, and I'm do.
Speaker 1: I got a job as a forklift driver. So when
Speaker 1: you say that, because that was my dream, and I
Speaker 1: and I have to slow that down because you know,
Speaker 1: our dreams could be so small.
Speaker 3: Yeah, if we just.
Speaker 1: Open our opportunity that people meant to us to show
Speaker 1: you what we can be. And so you told your mom, I'm.
Speaker 3: Right around and get high and get a double white trailer.
Speaker 1: Cool.
Speaker 3: That was it, and she said, oh okay. I got
Speaker 3: up there. Next morning, I heard a man in my house,
Speaker 3: just my mom, just raising by herself. I went down stairs.
Speaker 3: The first thing I saw with some shiny boots around
Speaker 3: the corner, and I looked up. The guy was wearing
Speaker 3: a green uniform and he said, you're Robert Watkins. I'm
Speaker 3: in my underwear. I said, yeah, who are you? He said,
Speaker 3: welcome to the army. Son. My mom signed my butt
Speaker 3: away to the Army and it saved my life and
Speaker 3: I was mad. I was scared, but I was a knucklehead,
Speaker 3: and I've never really heard my voice and the first time,
Speaker 3: this is where I grew up when private and basic training.
Speaker 3: Private Jackson called me to the front of the platoon
Speaker 3: and he said, call the men to attention. I said me.
Speaker 3: I said who am I? And he said, he says, soldier,
Speaker 3: do it? And I said, men attend gun and those
Speaker 3: men snapped to attention. I heard my voice for the
Speaker 3: very first time. I really believe I grew up in
Speaker 3: that moment, that my voice mattered. Something clicked on the
Speaker 3: in side of me, and I really believe I went
Speaker 3: from being a boy to a man in that moment,
Speaker 3: and so I carried that responsibility and I realized that
Speaker 3: I was insecure about who I was. And so that
Speaker 3: discipline that learned in the service, caring about your fellow man,
Speaker 3: caring about carrying, having a mission, having an assignment, and
Speaker 3: completing what you started. It's made me the man I
Speaker 3: am today, which.
Speaker 1: Is really important because I always tell people about setting
Speaker 1: goals and then completing the goal, because you can't go
Speaker 1: to the next goal unless you wrap on a lot
Speaker 1: of people don't understand that. They just have a lot
Speaker 1: of things happening in their lives, but not one of
Speaker 1: them is a completed goal. And so I call that
Speaker 1: busy frustration because you keep you're frustrated because you're not
Speaker 1: doing anything, but you got all this business that's taking
Speaker 1: up time for you complete something. And so that's what
Speaker 1: you're saying. Goal orientation, that's what we're talking about now,
Speaker 1: and that's what drives successful business. Now when you do
Speaker 1: you did go to college, yes, and then you became
Speaker 1: a fraternity demand.
Speaker 3: Yeah, I did. I placed Capitelphaci and so I'm still
Speaker 3: active when I can.
Speaker 1: Well, you know, for the reason I bring that because
Speaker 1: I'm a member of Omega Sci five and so and
Speaker 1: I tell people, you know, I'm not saying fraternity life
Speaker 1: is for everybody, but it did. I was a guy
Speaker 1: just just just wandering do college. I'm not gonna lie
Speaker 1: to you. It took me seven years to graduate, and
Speaker 1: four and a half years of that I was still
Speaker 1: a freshman basically. And then when I played, I really
Speaker 1: it gave me a sense of goals, It gave me dates.
Speaker 1: I always tell people operate on thirty ninety day and
Speaker 1: six month intervals in my life because the typical person
Speaker 1: operates on that thirty dight window. They always worried about
Speaker 1: the rent, always worried about the rent, always worried about
Speaker 1: paying that bill the next thirty days. And so I
Speaker 1: had to get out of that thirty day cycle, which
Speaker 1: is typical for minority households, to the ninety day cycle.
Speaker 1: Then I went to the six month cycle, and then
Speaker 1: I project a year like you're supposed to do with
Speaker 1: a business. Because you can't project a year in advance,
Speaker 1: then you don't know if you can make money, which
Speaker 1: means you don't have a real plan. And so that's
Speaker 1: why I just wanted to bring that up, because it's
Speaker 1: not saying whether you tie to your fraternity now an
Speaker 1: active member. It's about a certain discipline. You've had back
Speaker 1: to back levels of discipline in your life. One with
Speaker 1: the military in the second world is the fraternity.
Speaker 3: Yeah, absolutely, And that's where I really learned about the
Speaker 3: bond right and in brotherhood, because I was the only
Speaker 3: child growing up, and so I had to get out
Speaker 3: of selfishness. You can't be selfish and help your brother.
Speaker 3: You got to get out of yourself And so that
Speaker 3: was a great experience for me there on the campus
Speaker 3: and pleasure in camp OFFICALI and I love the cues
Speaker 3: as well. You all in the Divine Nine. I think
Speaker 3: that we're working more together ever before, and it's a
Speaker 3: wonderful thing.
Speaker 1: Absolutely. Now let's let's get to why we brought you
Speaker 1: in the show. You know, it's about financial advice, business advice,
Speaker 1: and I did little research, you know, with your social media,
Speaker 1: and I saw these nice little things that I wanted
Speaker 1: to bring up. And let's talk about, you know, five
Speaker 1: reasons why small businesses and churches fail.
Speaker 3: Well, the number one thing is just a lack of leadership,
Speaker 3: just incompetency. You're only going to go as far as
Speaker 3: the people are around you. I always say, and you
Speaker 3: say this as well. If you hang around nine broke people,
Speaker 3: guess will be the tenth one. And you go into
Speaker 3: a lot of small businesses and certainly not here. You
Speaker 3: have competent brothers here that are working, that are focused,
Speaker 3: that they're the technical, they know your vision. I sense that.
Speaker 3: I mean, you go into some churches, black churches and
Speaker 3: white churches, but mostly the black churches where I'm hanging
Speaker 3: out in you know, the Bible talks about how we
Speaker 3: need faithful and able, not just faithful, but faithful and able.
Speaker 3: And so that's the number one thing, is that just
Speaker 3: having incompetency around a competent leader that is frustrating.
Speaker 1: Well, you know the thing about it because the reason
Speaker 1: I brought that up because I heard because rarely do
Speaker 1: you hear hear the word business in church in the
Speaker 1: same sentence. But really, a church is a business. It's organized,
Speaker 1: and a lot of people want to ignore that. But
Speaker 1: what also happens is it's also like in the business,
Speaker 1: you expect full time service, you pay somebody full time.
Speaker 1: In church, I don't know if that's the same mentality
Speaker 1: until you start treating it like a business. You know,
Speaker 1: some churches are when you go wow, you have to
Speaker 1: say wow, because you know they have forty hour people
Speaker 1: they do, they have film crews, they have leadership groups,
Speaker 1: or it is a business. And so when you say
Speaker 1: five reasons why, that's one of them is leadership.
Speaker 3: What's the next another is this is lack of resource.
Speaker 3: It's a lack of money. Now, the reason why white
Speaker 3: churches excel much faster than white churches, it's simply because
Speaker 3: of education, yes, sir, And it's because if you're hearing
Speaker 3: about wealth building products, stocks, investing, et cetera, and only
Speaker 3: thing you're hearing in another church is is giving, give
Speaker 3: and give and giving. You know, typically when a black
Speaker 3: person gives, typically genuinely speaking, they're giving out of a paycheck,
Speaker 3: So it really is sacrificial giving. When a white family gives,
Speaker 3: on average, they're giving out of wealth, an overflow, they're
Speaker 3: giving out of a business, they're giving out a stock,
Speaker 3: a retirement fund, ira mutual fund, they're giving out of
Speaker 3: some type of wealth product. When you're giving out of
Speaker 3: a paycheck, it's like even I'm gonna give this church
Speaker 3: one hundred dollars, I'm gonna have lights right right, So
Speaker 3: we have to use words like sacrificial giving, and we
Speaker 3: can offering have to be thirty minutes long just to
Speaker 3: get people to give, because they're giving out of their life.
Speaker 3: So what we have to do is start educating our
Speaker 3: people about money, and you're the leader in this area,
Speaker 3: so that we can give more and do more and
Speaker 3: leave something that's lasting for this next generation.
Speaker 1: Yeah, when I'm speaking to doctor Robert Watkins, you know,
Speaker 1: Conquer Worldwide CEO and founder, when we talk about things
Speaker 1: like this, because I'm not. That's the last question I'm
Speaker 1: going to ask on that, because I always tell people
Speaker 1: give away everything, then people don't. I got all the information.
Speaker 1: I don't need to follow up. I want people to research.
Speaker 1: I want people to google you and find out your
Speaker 1: brand and the vastness of it. Why are you on
Speaker 1: this show today?
Speaker 3: Well, I love people, and I love seeing people prosper.
Speaker 3: What breaks my heart is seeing poor people broken be
Speaker 3: fixed poor as a mindset. And when I see people
Speaker 3: living below not the probably line, but living below their potential.
Speaker 3: Living in potential is frustrating. And when I see guys
Speaker 3: on the street, or I see even in corporate America
Speaker 3: who are not happy, that breaks my heart because I
Speaker 3: believe that every man has a purpose and I learned
Speaker 3: that as an orphan. I never met my birth more
Speaker 3: than my birth father before. So I was born as
Speaker 3: a war of the state of Michigan, and so I
Speaker 3: had to climb out of that situation and started with
Speaker 3: my mindset. And so when I see people who are
Speaker 3: living below their kingship or their queen ship, it seems
Speaker 3: like I need to do something. That's why I write books,
Speaker 3: That's why I speak so passionately I do business conferences
Speaker 3: and I have a finance conference. I'm a finance company.
Speaker 3: We have a consulting company as well. So we just
Speaker 3: don't give the money. We say, well, here's the one
Speaker 3: hundred thousand dollars, but let's turn this on hundred thousand
Speaker 3: into three hundred thousand into five hundred thousand into a
Speaker 3: million over the next five years. Right, But here's some
Speaker 3: seed capital, and we stay with them. We have a
Speaker 3: we started betting breakfast is tech companies buyold companies, healthcare companies.
Speaker 3: It all started with just a dream. Like most people
Speaker 3: come in with bad credit and no money, no experience,
Speaker 3: but they have a vision and that thing is more
Speaker 3: valuable than anything that is that we can never pay for.
Speaker 1: Let me ask you this, doctor Orkins in the military.
Speaker 1: You say you found your voice. Okay, when did you
Speaker 1: find your vision? Uh?
Speaker 3: I got to a place when I was I was
Speaker 3: married and my first marriage failed, and it really is
Speaker 3: because I didn't know who I was and I got
Speaker 3: to a place I was living in holy frustration. I said,
Speaker 3: you know what, I have to have a purpose. And
Speaker 3: I was selfish and that was it was all about
Speaker 3: me and my house and cars, and it's all about
Speaker 3: my brand, my company, what I was doing. You know,
Speaker 3: I was in Atlanta, and I realized that it's not
Speaker 3: a good winging formula. And when I got to the place,
Speaker 3: I started losing things. I never foul bunk, bankruptcy or
Speaker 3: anything on it, but I lost. I lost a couple
Speaker 3: of cars, and house, got under water, and found myself
Speaker 3: in divorce court. And I said, you know what, I
Speaker 3: created all of this. I'm taking responsibility for who I hurt.
Speaker 3: I'm taking responsibility for what I have not done. I'm
Speaker 3: taking my responsibility for being a man and who I
Speaker 3: am today. And that was the beginning of the shift
Speaker 3: for me. And I believe God gave me a vision
Speaker 3: of kings and priests, that we're kings and we're priests
Speaker 3: where the kings were kings in the marketplace, and we're
Speaker 3: priests of our homes. And I started a nonprofit ministry.
Speaker 1: That's over seventeen thousand members.
Speaker 3: Yeah, we have seventeen thousand men there, and we have
Speaker 3: a big conference coming up in June ninth and tenth
Speaker 3: in Orlando. And we're kings and priests. We're kings in
Speaker 3: the marketplace and the priest of our homes. I wasn't
Speaker 3: a good priest of my home. I was paying the bills.
Speaker 3: I was a good provider, I wasn't a good priest.
Speaker 3: I wasn't impartying. And so this is the message that
Speaker 3: I'm trying to take the men, especially that we can
Speaker 3: be both at the same time. You can have money,
Speaker 3: but you better be sensitive and vulnerable and humble at home.
Speaker 3: Be a good father and be a good husband. And
Speaker 3: nobody cares about your money. If you're mean all the time,
Speaker 3: no one cares about your money, if nobody likes you,
Speaker 3: nobody wants to see you at home. And that was
Speaker 3: my life. And so I was able to turn things around.
Speaker 3: And that's my that's my life mission.
Speaker 1: And that in course and it aligns itself. That's your vision,
Speaker 1: and it ties to the king and priest, and that's
Speaker 1: an event. Tell us more about that event.
Speaker 3: Yeah, So June ninth and tenth, it's a Friday and
Speaker 3: Saturday in Orlando, Florida. We've got Ron Devaux with one
Speaker 3: of our headliners of New Edition. Yeah, it's going to
Speaker 3: be there.
Speaker 1: Poison.
Speaker 3: Well, he loves family, you know, he loves real estate,
Speaker 3: and he lives here in Atlanta. I'm sure you know
Speaker 3: and so he he loves what we're doing here and
Speaker 3: helping men. And we've got some other special guests, but
Speaker 3: it's two days of just pure impartation. We got Luther
Speaker 3: Ragsdale that that's coming. He's bought sod and managed over
Speaker 3: two billion dollars in real estate before age forty right
Speaker 3: here in Atlanta as well. He's going to be joining
Speaker 3: us talking about wealth and so. But the whole point
Speaker 3: is for us to be better men and better fathers,
Speaker 3: and better lovers to our wives, and better citizens and
Speaker 3: then playing it forward to the next generation.
Speaker 1: You know, when I when I think about this relationship
Speaker 1: that you and I create, because it's not only information
Speaker 1: that we're sharing, but also I think when I sat
Speaker 1: down now that I think I know when I wanted
Speaker 1: to create money making conversation, which a great conversation. There's
Speaker 1: not so much limited to just people think that business
Speaker 1: owners or entrepreneurs are a certain type. You can be
Speaker 1: an entrepreneur, as a singer, as a dancer. You know,
Speaker 1: you know, there's there's so many levels and you have
Speaker 1: to because of the way, especially social media. I would
Speaker 1: say anybody who has a social media account, it really
Speaker 1: is an entrepreneur because they have the ability to market
Speaker 1: theirselves and to recognize that they have a brand. Once
Speaker 1: you lock on and realize that social media is more
Speaker 1: than just posting food and posting pictures that you're going
Speaker 1: on vacation, then you have a business that you can
Speaker 1: produce and create. Now when I've talked to money, your
Speaker 1: money guy, you know you're already corrected, rashat. I think
Speaker 1: I've done more than two hundred new business owners. We
Speaker 1: include the real estate, it's probably about seven hundred.
Speaker 3: So we don't we big that.
Speaker 1: So you facilitated financial legacies. Now I have to ask
Speaker 1: somebody like you about investments saves. What are we doing that?
Speaker 1: Because you hear and I'm not asking you to be
Speaker 1: an expert when you say this, but the magic word
Speaker 1: that you hear all the time now is crypto.
Speaker 3: Yeah, yeah, and listen the bad news in this there's
Speaker 3: good news and there's bad news. The bad news inflation
Speaker 3: is high and interest rates are high. Got it. But
Speaker 3: the good news is CD rates for example, annuities are
Speaker 3: at an all time fifteen year high. Yes, okay, so
Speaker 3: this is means so when you talk about cryptocurrency, and
Speaker 3: I will never advise someone to do something that I'm
Speaker 3: not doing. But when we talk about compounding interests, you
Speaker 3: can take five hundred dollars and put it into an
Speaker 3: annuity right now that is averaging three percent per week
Speaker 3: if you leave it in there for five years, reinvesting
Speaker 3: all the money back into it, just automated. Just put
Speaker 3: the five hundred dollars in there, walk away from it
Speaker 3: from five years. At the end of five years, that
Speaker 3: is one million, eighty eight thousand dollars. You are now
Speaker 3: a liquid millionaire. That's true.
Speaker 1: We should have started this interview. You shut down my
Speaker 1: whole production crew everything, so you talk about five hundred dollars.
Speaker 3: Five hundred dollars, okay, five years now. I want people
Speaker 3: to fact check me because there's something called a mortgage,
Speaker 3: a compound calculator. Go to Google Google compound calculator, follow
Speaker 3: me on this and your principal investment five hundred dollars
Speaker 3: and then put in three percent per week. That's what
Speaker 3: a lot of these annuities are paying now. That's big, okay,
Speaker 3: And at the end of five years it's one million,
Speaker 3: eighty eight thousand dollars. That is you putting the money
Speaker 3: back in right, never taking it right. It just you
Speaker 3: just automated, don't even don't even let the money come
Speaker 3: to you, just automate it. But fact check me on that,
Speaker 3: and now you are a liquid millionaire. And I'm doing this,
Speaker 3: my wife is doing it. You know. I got my
Speaker 3: youngest daughter, she's a sophomore at Georgia Tech. I got
Speaker 3: an annuity for her. So that's the good news in
Speaker 3: this economy that people don't want you to.
Speaker 1: Know, right, And that's why I have you on the show,
Speaker 1: because you know I'm not. I won't ever say I'm
Speaker 1: an know it all. I'm just a person who brings
Speaker 1: on information. But when I am, when you say something
Speaker 1: like that, I love the fact you said, well, fact
Speaker 1: check me, you know, because a lot of people won't
Speaker 1: allow themselves to be fact checked because they won't and
Speaker 1: I won't allow those people to be on the show.
Speaker 1: I edit out because what I won't do on this
Speaker 1: show is create false hype, a false opportunity.
Speaker 3: Right. That's why I don't want to say the names
Speaker 3: of what I'm invested in. Just just you can google
Speaker 3: me and if you call my office, we'd be glad
Speaker 3: to share that with you.
Speaker 1: But what is that office? Tell us how we can
Speaker 1: get into such a.
Speaker 3: Concer worldwide dot Com, Concer worldwide dot com, Acker worldwide
Speaker 3: dot Com, c O n q U e R worldwide
Speaker 3: dot com or we have a great staff. They can
Speaker 3: call us at eight eight eight five two six one
Speaker 3: one one eight. And of course I'm all over social media.
Speaker 3: Robert Jay Watkins.
Speaker 1: Cool. It was I was reading through some things with
Speaker 1: you and it was like, it's a title called my eye,
Speaker 1: how to build a Team with No Money. You know
Speaker 1: the reason I brought up because all we've been talking
Speaker 1: about is money, and then I saw that title said
Speaker 1: how to build a team with no money. Now when
Speaker 1: I'm gonna just stop right there and allow you to
Speaker 1: start educate me on that philosophy.
Speaker 3: Well, you know, the new currency is relationships. That's why
Speaker 3: I believe God pushed us together. That's the new currency. Right,
Speaker 3: the economy is going to get worse, and so you're
Speaker 3: you're you're only gonna go as far as the people
Speaker 3: that are around you financially speaking. And so how do
Speaker 3: you build a new team? How do you build a
Speaker 3: team with no money? First of all, you got to
Speaker 3: have a compelling vision. You got to have something that
Speaker 3: people want to be a part of, Right, That's what
Speaker 3: the dot com that Eric taught us is that you
Speaker 3: create something nobody heard of, uber eats or even zoom,
Speaker 3: you know, until the pandemic hit. And when this next
Speaker 3: recession comes, which is going to be really, really mild,
Speaker 3: we're going to see new invention. It's gonna be a
Speaker 3: new Instagram that comes up. Somebody's working in the garage
Speaker 3: right now, they're going to come to the table. So
Speaker 3: number one, have a compelling vision. The number two what
Speaker 3: is your value popposition? Right? How are you adding value
Speaker 3: to people, to people's lives. You're making them healthier, making
Speaker 3: them wealthier, making them skinnier. What are you doing that
Speaker 3: has to be key? And people want to be a
Speaker 3: part of that. You know. I love what the what
Speaker 3: the Bible says about that that where there is no vision,
Speaker 3: the people perish. And so you got to be able
Speaker 3: to cast visions. So when I go online, I'm casting
Speaker 3: vision because people need vision. And then number three, have
Speaker 3: a funnel, a tool, a place where people can come
Speaker 3: and connect to and we just do those three things,
Speaker 3: you'll be on your way to having a really good
Speaker 3: smart team. And then college students are everywhere, they all
Speaker 3: need experience. So there's nothing wrong with even if you're
Speaker 3: a startup, just to share your knowledge with a college
Speaker 3: student and let them be an intern.
Speaker 1: There's two things as we wrap up, I'm speaking to
Speaker 1: doctor Robert Watkins, uh CEO and founder Conquer Worldwide. If
Speaker 1: you want to follow them up the information the website
Speaker 1: worce wide dot com. Conquerworldwide dot com. You also have
Speaker 1: a conference June ninth.
Speaker 3: June ninth and tenth in Orlando called Kings and Priests
Speaker 3: for men only for me, they can go to Kingsinc.
Speaker 1: Dot com. Okay, fear stops a lot of people, men
Speaker 1: and women of all color. Doubt stops and regret stops them.
Speaker 1: What what what of those things? Fear, doubt, regret? How
Speaker 1: do you overcome and don't allow that to be uh
Speaker 1: limit your dreams?
Speaker 3: Well, first of all, bring awareness that you are those
Speaker 3: things I know as men. It's not we were not
Speaker 3: taught to say, man, I'm afraid. We were not taught
Speaker 3: to say, you know those I'm scared. But when you
Speaker 3: bring awareness to that, man, this is I mean the
Speaker 3: first you know building and I bought on an office building.
Speaker 3: They say they're not going to let me do this.
Speaker 3: I was so afraid, but once I understood the process.
Speaker 3: Wait a minute, I bought a house before. This is easy, right, Well,
Speaker 3: we am I going to get the money? We am
Speaker 3: I gonna get to twenty percent down payment? We're not
Speaker 3: going to get the million dollars? Well, how many people
Speaker 3: do I know? I think I know about twenty five people.
Speaker 3: Can I get half of those people to believe in
Speaker 3: this vision? And before you know it, I had the
Speaker 3: money and before you know it, I was at the
Speaker 3: closing table. But it took five years of fear. So
Speaker 3: I could have did this a long time ago, but
Speaker 3: I had to first of all realize, Man, I'm just scared, right, right.
Speaker 3: And when a person comes to that realization, then a
Speaker 3: shift can happen and now his heart can say it's
Speaker 3: time to overcome this. Right, And the field of failure
Speaker 3: is very real to a lot of people. So you
Speaker 3: got to put yourself out there and just know that
Speaker 3: if I fail, I fail. But I never really fail.
Speaker 3: I just learned an expensive lesson right for the next level.
Speaker 1: As we close here, I'm gonna ask this because everybody
Speaker 1: needs to hear this. Talking to doctor Robert Watkins, what
Speaker 1: is your frie as free strategy? To help everyday people
Speaker 1: get out of debt.
Speaker 3: Well, well, number one, you know, stop making new debt.
Speaker 3: You know, that's that's number one. Number two, here's what
Speaker 3: I will you.
Speaker 1: Stop making new dere What's that is that?
Speaker 3: Netflix? Is that what?
Speaker 1: Buying a car? You shouldn't have?
Speaker 3: Well, start with the credit cards, you know how, you know,
Speaker 3: here's get over the fear and cut up that credit card.
Speaker 3: That takes a lot of faith to say I'm cutting
Speaker 3: up this credit card. And when you do that, if
Speaker 3: you say I'm gonna have I'm gonna go on a
Speaker 3: credit card fast. I'm not gonna use any plastic, including
Speaker 3: my debit card. You mentioned about the thirty day, sixty day,
Speaker 3: ninety day for ninety days, I'm not using any plastic.
Speaker 3: I'm not using plastic cups. That's how. That's how cool
Speaker 3: and committed I am. But that's that's number one getting
Speaker 3: out of debt. Number two. If you have a credit
Speaker 3: card amount, say it's one thousand dollars, and you have
Speaker 3: one thousand dollars in a savings account, take the thousand
Speaker 3: dollars dollar of the savings account and pay off the
Speaker 3: credit card. Now, a lot of people don't like to
Speaker 3: do that because we like to see our money online.
Speaker 3: We like to look at it and stare at it.
Speaker 3: And I'm the same way. I like to go online
Speaker 3: and see Okay, I'm good, right, But the credit card
Speaker 3: is that fifteen seventeen percent interest rate. I'm making point
Speaker 3: five zero five percent interest on my thousand dollars in
Speaker 3: the same as account. So take that out and pay
Speaker 3: off the credit card. A lot of us don't like
Speaker 3: to do that, but that would be on your way
Speaker 3: to becoming that free.
Speaker 1: Well, you know, we don't because we don't know. Let
Speaker 1: me just tell you that now we don't know. And
Speaker 1: it's really interesting. I'm one of those common sense guys,
Speaker 1: and it's always good to hear an expert tell you
Speaker 1: you're doing something, because I've been doing that probably last year,
Speaker 1: spending more cash than credit card. And you know, because
Speaker 1: I love having cash, you know, love having have their pocket, right,
Speaker 1: But then I'm spending a credit card, but keep packing
Speaker 1: my pocket.
Speaker 3: I made some money.
Speaker 1: But I realized, sid, why don't you go ahead when
Speaker 1: you go to chick for like, go ahead and pay cash.
Speaker 1: It's a big trick move going on out there because
Speaker 1: a lot of people don't want to take cash no more.
Speaker 3: Well, you know what's happening in China and Russia. So
Speaker 3: they just came together. I won't go too deep in
Speaker 3: the woods here, but they just partnered. And the first
Speaker 3: thing they did was devalue the dollar. Essentially, they trashed
Speaker 3: the dollar. They devalued it, and that was an economic move.
Speaker 3: That was a war on America. So in the country,
Speaker 3: dollars are still king. Outside the country, it's not gonna
Speaker 3: be worth anything. So we got to be a little
Speaker 3: bit smarter because they're already we're talking about digital economics
Speaker 3: and cryptocurrency. They're twenty years ahead of us.
Speaker 1: So how should I feel if I'm a guy trying
Speaker 1: to lure my debt, trying to get rid of my
Speaker 1: credit card debt, and I'm going to these restaurants and
Speaker 1: these places they go we don't take cash. Should I
Speaker 1: be mad at that? Or should I stop supporting these
Speaker 1: type of businesses, or just understand that's the world we're
Speaker 1: living in now.
Speaker 3: Well that's the world that's becoming. And when it comes
Speaker 3: back to credit for a second, is if I don't
Speaker 3: have the money in my account, I'm not pulling out
Speaker 3: my credit card, right, Okay, I took my daughter to
Speaker 3: Ruth Chris Chris Steakhouse till the day. And so the
Speaker 3: bill was, you know, a couple hundred dollars. So I
Speaker 3: pull out my credit card because I have two hudred
Speaker 3: dollars in an account. But if I didn't have the
Speaker 3: twentndred dollars in account, I need to take cre to McDonald's.
Speaker 3: You see what I'm saying. So I have to be
Speaker 3: real about my situation. But there's coming a time in America,
Speaker 3: if you can imagine this, where the dollar will not
Speaker 3: be received. Everything is going to one digital currency. And
Speaker 3: the move that China and Russia made last Thursday was
Speaker 3: the beginning of that.
Speaker 1: Wow, we're speaking to you as I closed it fantastic.
Speaker 1: Give us the information about how to reach you and
Speaker 1: also information about the event that's going on in Orlando.
Speaker 3: Yeah, Conquer worldwide, con q u e R worldwide dot com.
Speaker 3: You see all of our services. We got a great staff.
Speaker 3: We do financing, we do business advisement, we do some
Speaker 3: big business planning, but we wanted our tagline is to
Speaker 3: grow your small business into a big business. Uh call
Speaker 3: us eight hundred eight five two six one one one
Speaker 3: eight and we're all over social media at Robert J.
Speaker 1: Watkins, thank you for coming on Money Making Conversation. You
Speaker 1: fantastic appreciate it.