The Bankruptcy Law Podcast with Blake Goodman | From Debt to Fresh Start

If you feel overwhelmed by financial trouble and are ready to take control of your debt, a Chapter 7 bankruptcy in Hawaii can help you get a fresh start. When you file for Chapter 7, also known as “straight” bankruptcy, you are requesting that the court settle your debts by liquidating assets to repay the debt while also discharging a large portion of it. Having an experienced Hawaii bankruptcy lawyer can end the collection calls and put you on the path towards a new financial life...

Filing for bankruptcy is a stressful process. Far too many people that need to do so wait far too long. You may feel like filing for bankruptcy is a failure on your part, but the fact is, that is just not true. It’s a process that was created so when you are so deep in debt that it feels like there is no escape, you can find a way out. If you are working but still face mounting debt, Chapter 13 bankruptcy may be an option...

Debt settlement services are a way for you to pay off your debt and avoid bankruptcy. You can accomplish this in a couple of different ways: Reducing what you owe, Refinancing the debt, Filing for bankruptcy, or Taking out a different loan and using it to pay off your debt. Everyone’s situation is different, and there is no one-size-fits-all approach to debt relief. That’s why it’s essential to weigh your options carefully and talk to a licensed professional...

Once you owe the IRS or the State of Hawaii, they become very aggressive in their attempts to collect. Some of the most common methods of collection include bank levies, garnishing wages, and even seizing your personal assets like homes and cars for sale at auctions. The tax collectors do not care, they just want to get paid, and they don’t care who pays your taxes. At Blake Goodman, PC, Attorney, we help clients get a fresh start...

At Blake Goodman, PC, Attorney, we understand that life throws challenges in your way and that sometimes, bad things happen to good people. We are here to help you because sometimes, we all just need a bit of a push to get us back on our feet. In this episode we’ll explain how our Hawaii Credit Score Assistance Attorneys can help you recover your financial freedom. Founding Attorney Blake Goodman has helped thousands of clients regain control of their finances...

It’s payday, money’s looking tight, and you are looking forward to getting your paycheck. But, if one of your creditors has a judgment against you for the money you owe and has used that judgment to garnish your wages, you could be in for a shock. Even a small loss of income can make a difference and create a snowball effect that results in your getting deeper into financial trouble...

At Blake Goodman PC Attorney, we are always looking to serve members of the military to protect them from the difficult and sometimes life-altering moment that is bankruptcy. While we want to serve every member of the Hawaii community equally, we are aware that members of the military are typically held to a different standard. This even includes their finances. We know that debt can be frightening. Bankruptcy is never an easy choice...

Debt negotiation & settlement provides an alternative to filing for bankruptcy. Debt negotiation & settlement involves contacting your creditors to propose a settlement for past-due debts, often delivering significant savings over the total amount that you owe. The debt collectors are motivated to collect as much money on the debt as quickly as possible. You can use this to your advantage...

If you’re thinking about filing for bankruptcy, one of the things you’ll need to do is find out whether you qualify for Chapter 7 or Chapter 13 bankruptcy. These two types of bankruptcy both have the same goal of paying off some of your debt while helping you find financial relief and setting you up for a fresh financial start. When moving to Chapter 13, the primary goal is to retain assets by repaying debts over time...

The decision to file for bankruptcy is a major one that comes with various stipulations and timelines. One common question is how often you can file for bankruptcy, a topic that necessitates professional insight. At Blake Goodman, P.C., we’ve helped many clients understand Hawaii’s specific bankruptcy regulations and timelines. Our goal is to empower you to make informed decisions about your financial future, explaining the rules around bankruptcy filing frequency and what they mean for you...