The Property Academy Podcast

In this episode, Dean Blair and Ed discuss what a good retirement plan actually looks like. So often in the podcast, we discuss the need for a plan, but not what one contains. 

As an Authorised Financial Advisor, Dean spends a lot of time helping people create exactly these sorts of plans...

In this episode, Dean Blair from FoxPlan joins us again to talk about whether it is too late to start sorting out your retirement plan. We agree that while it's never too late to get it sorted, the plans and tactics you use will be different based on your age and situation. 

The key part of any retirement plan is understanding the risks you are taking and clearly seeing your options...

In this episode, we welcome special guest, Dean Blair from FoxPlan to the show. During the show, Dean shares his personal story of how he was dumb with his money in his early days and how it affected him. He has now made it his mission to better help Kiwis make smart financial decisions.

Dean will be joining us for a series of 5 episodes, where we'll talk about creating a wholistic financial plan.

To learn more about property investment, head to Opes Partners website.

In this episode, we discuss another question posed by our youngest listener – Jackson ... "when you die, will I get some of the properties?" This is an important question because one of the key reasons people get started in property investment is to build inter-generational wealth ... and leave an enduring legacy for their children. 

We discuss the need to set up wills, enduring power of attorneys, and the need to have proper insurance and risk mitigation programmes in place...

In this episode, we discuss what to look out for in a rental property. And it starts with understanding the type of investor that you are first – whether you are looking for capital growth or whether you are looking for yield. 

If you're looking for yield, you'll realise that there are different tenancies that you could go for, each with their own benefits and drawbacks. We discuss room by room tenancies and Air BNB...

In this episode, we discuss maintenance. One of the biggest complaints landlords receive from tenants is deferred maintenance. That's where tenants have reported maintenance issues and they haven't been actioned by the landlord. 

The issue with maintenance is that it is hard to plan for. You don't know when things are going to break, what's going to break and how much it's going to cost. The only way to combat this is to budget and plan for it accordingly...

In this episode, we discuss what do you do if you don't like your tenants. And we move on to speak broadly about tenancy law in property investment. This episode was inspired by one of our youngest listeners, 7 year-old Jackson, who asked his Mum what to do in this situation. 

We cover the idea that your relationship with your tenant (as a landlord) is not a personal relationship, it is a business relationship, so it doesn't really matter whether you like them or not...

In this episode, we discuss one of the key fears that stops people from investing in property – vacancy i.e. the fear of not having a tenant. This is a fear we often see. If a landlord doesn't have a tenant then they need to cover the costs of owning an investment property entirely by themselves – the mortgage, rates, property management, insurance and maintenance. This would be crippling for many prospective Mum and Dad investors...

In this episode, we discuss whether you should get your investment ideas and strategies for where tho invest from the headlines. 

We talk through the fact that by the time the newspapers are writing stories about high growth areas, it is often too late. And we discuss that for Buy and Hold investors, it is more important to look at a market's fundamentals rather than following the quicks wins that are often depicted in the media...

In this episode, we discuss that there are only 2 core property investment strategies: Buy and Hold, and Flipping. Most other strategies people use are variations of the two.

Buy and Hold investing is the 'get rich slow' strategy, where you buy an investment that you forecast will increase in value over time. Flipping is where you buy a property that is a bit 'run down' and then renovate it to increase its value...