A "Top 10 Personal Finance Podcast" and a "Top 12 Retirement Podcast" (US News & World Report, 2023). One of the "10 Best Personal Finance YouTube Channels" (CardRates, 2023). “Best Retirement Podcast With Humor” (FIPhysician, 2020, 2021, 2022, 2023). Learn strategies that can help you retire successfully. Financial advisor Joe Anderson, CFP® and certified public accountant Big Al Clopine, CPA are making fun out of finance as they answer your money questions and spitball on your 401k, IRA, Roth conversions and backdoor Roth IRA, how to pay less taxes, asset allocation, stocks and bonds, real estate, and other investments, Social Security benefits, capital gains tax, 1031 exchange, early retirement, expenses and withdrawals, and more money and wealth management strategies. YMYW is retirement planning, investing, and tax reduction made fun, presented by Pure Financial Advisors - a fee-only fiduciary. Access free financial resources and episode transcripts, Ask Joe & Big Al On Air to get your Retirement Plan Spitball Analysis: http://YourMoneyYourWealth.com
http://yourmoneyyourwealth.com
episode 453: No Retirement Advice or Recommendations, Just Spitballing
Can Jessie and Becky in Iowa retire now at age 52? Should Robert and his wife file their taxes separately, to pay less tax on their required minimum distributions? Can Joe and Al validate Mike in Minnesota’s retirement plan, and does a backdoor Roth make sense for him? How in the world will Mike in New York be able to retire at a reasonable age? And what will retirement income look like for Marty in San Diego? Just spitballs here, no retirement advice!
Timestamps:
- 00:49 - Can We Retire Now at Age 52? (Jessie and Becky, IA)
- 10:09 - Should We File Taxes Separately to Minimize Taxes on RMDs? (Robert)
- 19:56 - Validate Our Retirement Plan: Does a Backdoor Roth Make Sense? (Mike, MN)
- 25:11 - How in the World Am I Going to Retire at a Reasonable Age? (Mike, Utica, NY)
- 29:19 - What Will Our Retirement Income Look Like? (Marty, San Diego)
- 35:06 - The Derails
Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-453
- Retirement Readiness Guide - free download
- Retirement Pop Quiz - how well do you know retirement?
- EASIRetirement.com - free retirement calculator
- Episode Transcript
- Ask Joe & Big Al On Air for your Retirement Spitball Analysis