We're switching things up a little today by having our first guest on the show. Josiah Albertsen is a financial advisor for Raymond James & Associates, Inc. We speak with Josiah about how band's should be looking out for their money today in music and tomorrow after music, what we see band's doing correctly and incorrectly, and general trends that are shifting in music. Show Notes: http://offtherecord.fm/tagged/episodes Subscribe on iTunes: http://bit.ly/OTRfmiTunes Off The Record on Twitter: http://twitter.com/offtherecordfm Jesse Cannon on Twitter: http://twitter.com/jessecannon Zack Zarrillo on Twitter: http://twitter.com/zzarrillo