Today Pastor Mark helps us understand that an effective budget simply means getting a handle on how much goes out, by knowing how much comes in. You'd be shocked at how many people don't understand this concept. We learn that getting into debt comes from one thing... spending more than you make. We need to develop some self control otherwise our yearning capacity will always exceed our earning capacity. Scripture says, godliness with contentment is great gain. Listen in and learn how to be content, live in moderation and enjoy life.