Before you hit the Black Friday and Cyber Monday sales, join host Barbie O'Connor, as she shares with you the 5 Financial Gifts You Can Give Yourself Before the Holidays. These gifts will include discussion of tax withholding, retirement plan contributions, knowing your Flexible Spending Accounts, health care enrollment, and employee stock purchase plans. For more MoneySmarts4U, go to the website: www.moneysmarts4u.com, subscribe to the podcast. Click here to buy the book, Moneysmarts4u: The Basics, on Amazon.