The Truth About Credit Cards

Best HDFC credit cards 

 The HDFC Bank provides a wide Range of products and services including wholesale banking, retail banking, credit cards, etc. It is the largest bank in India by Market capitalization and has one of the biggest credit card user-base in India. There are numerous HDFC Credit Card options to choose from. We have listed below the best credit cards it offers and sorted according to its benefits.

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Any credit card you opt for from HDFC Bank should suit your individual spending pattern. Say, if you are an enthusiastic shopper, then the best HDFC credit card for online shopping is best. For example, you could choose to have the HDFC Bank Easy EMI Card so your shopping online becomes affordable. Any top HDFC credit card offers you rewards and deals in the form of cashback and discounts at certain retailers, both online and offline. On some travel cards, you earn air miles. Before you decide on the best credit card, HDFC Bank has certain eligibility criteria that potential credit card customers must meet. 

Eligibility Criteria for an HDFC Best Credit Card

To gain card approval for any HDFC Bank card, the eligibility criteria you must fulfil are typically the same for all HDFC cards. Hence, whether you want the best HDFC credit card for middle class or the best HDFC card for beginners, general eligibility criteria must be met. Income eligibility criteria change from card to card, but general criteria is mentioned below:

You must have a regular source of income.

Your age must be between 21-60 years if you are salaried, and 21-65 years if you are a self-employed person.

You have to present certain documents for identity and address proof, as well as proof of your age. These are either a PAN Card, an Aadhaar Card, Voter ID, driving licence, etc. You also have to submit income proof documents like salary slips, bank account statements, Form 16, etc.