The behavior of a consumer is prone to change. When a company makes an inquiry, what they get is a “snapshot” of your situation. When you open a charge account, miss a payment, or pay your debt, your score changes. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/starrynightchill/message Support this podcast: https://anchor.fm/starrynightchill/support