Host Barbie O'Connor will walk you through a step-by-step plan to help you avoid the After-Holiday Financial Hangover. You will develop a last-minute savings plan to pay off your bills, learn how to make a gift-giving plan that will give you more time and more joy in the giving process, come up with some of your own unique reasonably priced gift ideas, and learn how to limit your spending without spoiling the holidays. For more MoneySmarts4U, go to the website: www.moneysmarts4u.com, subscribe to the podcast. Click here to buy the book, Moneysmarts4u: The Basics, on Amazon.