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Taxes and Homeownership in Central Iowa
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Today we are excited to talk about how you can put your tax return to good use towards a Central Iowa home. This time of year is when most people are getting their returns together. If you’re currently renting, it also represents a fantastic time to enter the world of homeownership.
Having that tax return is great for using as a down payment to work with, or to strategically pay down some of your consumer debt to enable you to have more money to work with for a mortgage payment.
So, why would you want to take the leap and buy a home? There are plenty of good reasons. When we consult with someone who’s considering homeownership, one of their biggest fears of the responsibility of having that payment. In reality, you are probably already making a payment when you’re a renter, just to your landlord instead of a mortgage company. Using this opportunity to buy can allow you to have your payment be for your own benefit, instead of someone else’s.
In many areas in Central Iowa, we are seeing some great appreciation in home values. Buying now is a wise investment, and will allow you to build your wealth over time. Right now, real estate is a very safe investment compared to the stock market and other venues.
If you’re thinking of buying or selling, or know somebody who is, give us a call or send us an email. We would love to speak with you!