Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

http://radicalpersonalfinance.com

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      594-Friday Q&A: If I Have No Credit Score (Because I Haven't Borrowed in >25 Years) Should I Start Building It


      It's Friday! That means it's Q&A time. Today we cover: If I have no credit (because I haven't borrowed money in >25 years) should I work on building my credit score? What has traveling like for Joshua and what are his plans for Radical...


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         43m
       
       

      593-Lifestyles of the Frugal and Obscure


      The Lifestyles of the Rich and Famous might make good TVĀ  but it's the Lifestyles of the Frugal and Obscure that makes for wealthy people who keep their money. Joshua If you're interested in learning how to borrow money safely and never paying...


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         45m
       
       

      592-Widowed With 12 Children and No Life Insurance! One Woman's Story.


      What do you think would happen to a mother of 12 who was widowed at a fairly young age and whose husband didn't have any life insurance? Could she survive? If so, how? Today, I want to share with you the story of a friend of mine who went through that...


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         1h13m
       
       

      591-Friday Q&A (Credit Card Edition): New Cards, Refinancing Mortgages, and Credit Freezes


      Today we tackle: How do I get new credit cards when I've already maxed out my limits? Should I refinance my mortgage over onto my credit cards so I can drop Private Mortgage Insurance? How should I handle a credit freeze on my accounts? Remember, go...


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         49m
       
       

      590-Who Should Never Have a Credit Card?


      There are people who should never, ever, have a credit card. And of course they shouldn't buy my new course "How to Borrow Money Safely and Never Pay Interest Using Credit Cards." But, everyone else should buy it. Go here:...


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         24m
       
       

      589-How to Manage Cash While You Pay Off Your Credit Cards


      Credit Cards can be really useful. But contrary to popular opinion, they're not the most useful when you're broke. They're more useful when you have a little cash. Enjoy this excerpt from my new course "How to Borrow Money Safely and Never Pay...


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         12m
       
       

      588-Credit Card Loans Can Provide a Way to Privately Purchase Goods and Services


      One of the most under-appreciated aspects of credit cards is the significant privacy they can afford you. Listen to the show for details. Remember, please sign up for my new credit card course: www.radicalpersonalfinance.com/creditcardcourse Use...


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         11m
       
       

      587-Credit Card Debt Is A Very Safe Form of Debt


      One of the most useful aspects of credit cards is how safe the debt is when compared to other forms of debt. Enjoy this excerpt from my brand new course called "How to Borrow Money Safely and Never Pay Interest Using Credit Cards." The course is now...


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         24m
       
       

      586-Friday Q&A (Credit Card Edition): Should I Close My Old Credit Cards Before Applying for a Mortgage, How Should I Refinance my Business Credit Card, How Can I Use My Credit Cards Privately, How Do I Pay Off My Credit Card Debt as a Newlywed


      Today, we do a special (and really good) live Q&A exclusively on the topic of credit cards. We cover: Should I Close My Old Credit Cards Before Applying for a Mortgage? How Should I Refinance my Business Credit Card? How Can I Use My Credit Cards...


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         1h23m
       
       

      Join Me for a Live Q&A Call Tomorrow re: Credit Cards


      I'm hosting a live Q&A call on the topic of credit cards. If you have any questions or comments relating to credit cards, please join me for a live call tomorrow, October 5 at 2:30pm Eastern time. Just call in to the Q&A line at 561-440-7362....


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         1m