Real Estate Essentials by Linda Peltz

There is a new program out where the lender will give 2% towards your down and you only contribute 1%! You can't beat that. Step 1 is always figure out how to pay for the home. So get a hold of George Mikhail with Trade Mark Financing and see what he can do for you and get you into your new home.

Join the Wealthwave and figure out how Money Works with Deric's complimentary appoint. See where some insurance programs may be able to help. Erase Financial Illiteracy, Build and Protect Wealth. Based on the 7 Money Milestones, their best-selling HowMoneyWorks books are financial survival guides that are changing literacy and lives everywhere. They empower entrepreneurs with high-tech, high-touch tools to reach their goals.

It is mind blowing the hat small business owners wear all while trying to do the work they love, which is why they started their small business. Take the aggravating HR questions off your plate and let Carlita guide you through the maze of options as problems arise with staff.

SEP (Solar Energy Partners). Catrina Owens do everything from buying, leasing to PPA’s. And since she's a brokers, Catrina can get you the best deal for each individual based on what they need, and find which ever company offers them that. Buying and leasing are pretty straightforward. But the PPA is fairly new to people. So what that basically is is a power purchase agreement. With California wanting to be 100% renewable energy by 2024, they are offering incentives to homeowners

Navigating the financial and real estate terrain requires thorough research and planning. Start by understanding your financial goals, budget, and credit score. Consult with professionals, such as financial advisors and real estate agents, who can provide guidance based on your specific situation. Educate yourself on market trends, mortgage options, and investment strategies. Don't rush into decisions - take your time to make informed choices that align with your long-term objectives...

Lender Michelle Johnson with the Hero Loan Team discuss interest rates and where are we headed. More importantly what should the buyers be doing in this market. Is it a good time to buy or should you wait till interest rates come down then have to pay over appraised value to get your offer accepted when all the buyers return. What about refinancing?

Michelle Johnson
Hero Loan Team
559-314-6760
michelle@heroloanteam...

what are some of the deductions your tax preparer are going to need. Watch the following for a few tips and tricks. Get ahold of Scott ahead of time for taxes and find out what you are going to need to lessen your taxes.


Scott Harris
scottharristax@gmail.com
559-304-7098
Term Life insurance Link
https://insuremenowdirect.com/agent/scott-harris/
All my podcasts and Rumble video Channel
Scott Harris Tax (scottharrisgroupservices.com)

A little of the mystery about lending answers with our conversation about loans and how they work with Hero Loan Team. I learned something new that the programs update in January. So if they run out of funds they are replenished in Jan. Very cool. Lending is Step one find a loan officer that can answer your questions with out pulling your credit. Best would be to find a local lender. Get on the phone. Better yet make an appointment in their office...

There is a program out there called the community Lending Program. It is not available through all lenders. It is available with RMK Home Loans. Each Lender partners with different institutions/banks. Some of the programs are offered from one of their partnered institutions. This home will only work in certain areas. It has minimal qualifications compared to some of the Federally backed grant or 2nd loan options. Listen to Leigh tell us all about it...

Hero Loan Team is for everyone, but Hero's in the community does have special programs that can help get them into a home that better fits there needs. Every lender has multi programs, just not always is it the same programs.

Sellers are seeing their inventory fly off the market from the fall of 2023 when everyone was staying inside. They are getting multi offers. Some over list price. So great time for Sellers. Let's get your home listed...