Real Estate Essentials by Linda Peltz

As we approach the changes set to take effect in July, it's essential for all stakeholders in the real estate market to understand the implications of the new stipulations from the National Association of Realtors (NAR). These changes will impact buyers, sellers, realtors, and lenders alike, reshaping certain aspects of how transactions are conducted...

Join Jessica Melgoza from Pequeños Empresarios and Linda Peltz Realtor as they explore the impact of youth financial literacy and programs like the young entrepreneur program. Tune to podcast audio below

Hands in the Community (HNC), in partnership with over 855 businesses, numerous service clubs, and 76 churches across Tulare, Kings, and Fresno counties, has become a beacon of hope for those less fortunate. With a dedicated team of over 800 volunteers, HNC is committed to providing a helping hand to widows, single parents, the elderly, disabled individuals, and others facing challenges.

Waiting to purchase a home can be costly due to increasing housing prices, rising interest rates, and potential missed investment opportunities. I’m with Michelle Johnson from Hero Loan Team talks about when to take the plunge into homeownership in video below

Hero Loan Team is for everyone, but Hero's in the community does have special programs that can help get them into a home that better fits there needs. Every lender has multi programs, just not always is it the same programs.

Sellers are seeing their inventory fly off the market from the fall of 2023 when everyone was staying inside. They are getting multi offers. Some over list price. So great time for Sellers. Let's get your home listed...

There is a program out there called the community Lending Program. It is not available through all lenders. It is available with RMK Home Loans. Each Lender partners with different institutions/banks. Some of the programs are offered from one of their partnered institutions. This home will only work in certain areas. It has minimal qualifications compared to some of the Federally backed grant or 2nd loan options. Listen to Leigh tell us all about it...

A little of the mystery about lending answers with our conversation about loans and how they work with Hero Loan Team. I learned something new that the programs update in January. So if they run out of funds they are replenished in Jan. Very cool. Lending is Step one find a loan officer that can answer your questions with out pulling your credit. Best would be to find a local lender. Get on the phone. Better yet make an appointment in their office...

what are some of the deductions your tax preparer are going to need. Watch the following for a few tips and tricks. Get ahold of Scott ahead of time for taxes and find out what you are going to need to lessen your taxes.


Scott Harris
scottharristax@gmail.com
559-304-7098
Term Life insurance Link
https://insuremenowdirect.com/agent/scott-harris/
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Scott Harris Tax (scottharrisgroupservices.com)

Lender Michelle Johnson with the Hero Loan Team discuss interest rates and where are we headed. More importantly what should the buyers be doing in this market. Is it a good time to buy or should you wait till interest rates come down then have to pay over appraised value to get your offer accepted when all the buyers return. What about refinancing?

Michelle Johnson
Hero Loan Team
559-314-6760
michelle@heroloanteam...

Navigating the financial and real estate terrain requires thorough research and planning. Start by understanding your financial goals, budget, and credit score. Consult with professionals, such as financial advisors and real estate agents, who can provide guidance based on your specific situation. Educate yourself on market trends, mortgage options, and investment strategies. Don't rush into decisions - take your time to make informed choices that align with your long-term objectives...