Something On My Mind

The budget tip of the week explains the value of having organization with store purchase receipts.  What is the importance of understanding a retailer's return policy in order to get full credit, a store credit or if you may be outside of the return...

Kyle (32) and Ashley (31) recently were married and have bought their first home. I discuss their choices around how much they decided to spend on their house and the wedding. They differ from many of the Millennial credos which are around passive...

The budget tip of the week, explains the value of knowing the break even point with budgeting.  At what point after buying a new product or service does it pay for itself over your current choice?  Once this is determined, then you will begin to see...

This episode reviews the College Admissions Scandal documentary on Netflix. Rick Singer the mastermind behind the "side door" method created a system to get students into prestigious schools through a "dummy" charitable orgninization.  With this set...

The budget the tip of the week explains the value of not buying hanging baskets of flowers and opting to opting to purchase flats of flowers. The cost can be 50% less and this can be a nice impact to disposable income in the budget.  This also allows...

This week's episode reviews the Life and Crimes of Bernie Madoff who passed away on 4/14/21.  How he designed and executed the most well-known Ponzi scheme in history; when did the scheme start, how his legitimate  businesses masked his client...

The budget tip of the week explains why as of 4/28/21 this may be the worst time to buy a home.  Since April of 2020 lumber prices have jumped 200% and are adding approximately $24,000 to the price of a new home.  Prices for steel have risen 22% in...

This week's episode reviews the life after college. These are many of the questions that people are asking: Am I going home? Do I have to? Can I get a roommate and split rent? I need a job? My internship fell through during COVID. Do I have anybody...

The budget tip of the week centers on saving money when it comes to shaving.  The cost for razor blades are one of those items that quietly add up in the budget. We did some digging and found a product called the Razorpit that we have been using for...

This episode takes another look at the, FIRE movement which stands for Financial Independence Retire Early.  It incorporates many of the tools needed to retire; however, typically there is not enough money saved to handle the unforeseen costs with...