The Struggle is Real: Tips for Mastering Money in Your 20s

This show is for 20-somethings who don't want to spend their whole life worrying about money. Have you ever asked yourself, “If money wasn’t an issue, what would I do with my life?” If not, think about it because you’ll need an answer sooner than you think, but my guess is, you have. You’ve thought about an alternative career path, starting your own business, or spending more time developing your hobbies but the major factor holding you back is money. I want to solve that problem for you. On the show, we’ll answer questions like: *What are the best investment strategies for early retirement? *How much money do I need to retire early? *How do I negotiate a higher salary or raise at my current job? *What are some profitable side hustle ideas I can start today? *What are the best strategies for budgeting and managing my money? *What frugal life hacks can make everyday purchases more affordable? *How can I withdraw funds from retirement accounts penalty-free before the traditional retirement age? *What are some long-term strategies for building wealth and financial security?

https://www.podpage.com/the-struggle-is-real-with-justin-peters/

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episode 124: How to Find the Courage to Move Out of Your Hometown, Change Your Career, and Embrace Major Changes | E124 Kay Cote


I love big, life changes…said absolutely no one ever.

Significant life changes like moving out of your hometown, changing career paths, or ending a significant relationship are terrifying even if you know it is what you should do. It takes proper planning and a lot of courage to follow through with these major milestones.


These decisions have never come easy to me. I was terrified to quit my first job. It took me over 6 months to pull the trigger on moving out of my hometown. And I don’t even want to talk about the countless relationships that drug on because I didn’t have the courage to end them.


At the end of the day, they were all the right decisions. The only thing I regret is not making those decisions sooner.  I needed some encouragement from my friend and today’s guest Kay Cote.


Kay knows a thing or two about change. Growing up outside of Fargo, North Dakota, she’s learned to embrace these big life decisions. She’s lived in South Africa temporarily, tried RV life, quit her corporate job to become an entrepreneur, relocated to Austin, and most recently, decided to take a chance on a career change by jumping into the music industry.


Through Kay’s story and her PIVOT method, by the end of this episode, we’ll be feeling equipped to say yes to that hard decision and embrace the change that comes with it.


So if you’re ready for that, let’s get into it. I hope you enjoy my conversation with the minimalist, storm-chasing fanatic, and shuffle dance queen…Kay Cote.


Key Takeaways:

  • Building the courage to move out of your hometown
  • Communicate without verbal language
  • The benefits of moving to a new city or country
  • Breaking out of the mundane
  • Building confidence and independence by moving
  • How to use the PIVOT method when thinking through major changes
  • How to get more opportunities by staying open-minded
  • Using reflection to figure out what you want to do with your career
  • Nothing in this life is permanent


More of Kay:

Website: www.kaycote.com

Instagram: thekaycote


More of The Struggle is Real:

Find show notes and more at https://www.tsirpodcast.com/

Follow us on Instagram at https://www.instagram.com/tsirpod/


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 November 13, 2023  45m